We are Enroll Alabama

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We are Enroll Alabama

Let us help you

COVID-19 (Coronavirus) Information

Update 5/22: In order to ensure the safety of clients and staff, Enroll Alabama will be continue practicing safety standards to maintain social distancing practices and will not be conducting in-person appointments. We will still be available for phone and virtual appointments, so if you need insurance assistance give us a call

 

Healthcare.gov has set up a page for the latest information surrounding COVID-19 and the Healthcare Marketplace, which you can find HERE. For the latest federal information around symptoms, prevents and common questions, visit the Center for Disease Control's Coronavirus website HERE.

In order to protect our consumers and our Navigators, Enroll Alabama will be limiting our number of in-person appointments and events, but will remain available to answer any questions about health insurance enrollment through the ACA Marketplace, Medicaid and AllKids. Remote appointments can be set up by phone at 1-844-248-7698 and we can also answer questions by e-mail at enrollalabama@gmail.com.
 
Follow our Twitter and Facebook pages for any updates specifically about insurance enrollment and general updates, as well as information about Enroll Alabama schedules.

 

Does the stimulus money being sent out count towards my income? Does it need to be reported?

 

The Coronavirus Aid, Relief, and Economic Security (CARES) Act calls for the IRS to make economic impact payments of up to $1,200 per taxpayer and $500 for each qualifying child. Some people have asked whether or not the economic impact payments being sent out count towards your income or need to be reported on http://Healthcare.gov for your Marketplace coverage. The answer is NO. These payments don't impact your eligibility for financial assistance for health coverage or your eligibility for Medicaid or the Children's Health Insurance Program, also called AllKids. If you have any questions or concerns, don't hesitate to reach out to us!
 
The IRS has set up a page that addresses other questions regarding payments and COVID-19, which you can access HERE.
 

Special Enrollment has begun!

 

Open Enrollment 2020 has ended but you may still be able to sign up for affordable health insurance! If you have recently lost your insurance, moved, gained a dependent, gotten married or otherwise meet the standards of a Qualifying Life Event you may qualify. You can also sign up for Medicaid for Alabama's Children's Health Insurance Program (CHIP), AllKids, at any time a year. Call or e-mail us today to schedule an appointment or if you have any questions!

Don't hesitate to give us a call or schedule an appointment if you would like to talk about enrolling in health insurance or to schedule an appoint.

For more information and free in-person assistance, call us toll free at 844-248-7698 or e-mail enrollalabama@gmail.com today.

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How to Enroll

Four Ways to Get Marketplace Coverage

  • The Open Enrollment Period is from November 1st-December 15th. 
  • Those who enroll by December 15th will have coverage as soon as January 1!

 

Schedule Online

You can now schedule your appointment with an Enroll Alabama Navigator online.

Which Plan is Right for Me?

There are four categories of plans through the Federal Health Insurance Marketplace. These categories will help you choose a plan that’s right for you. The categories are based on the costs that the plan covers and the costs for which you will be responsible. In other words, the category you choose affects how much your premium costs each month and what portion of the bill you will pay for things like hospital visits or prescription medications. The plans in each category all offer the same set of essential health benefits. The categories do not reflect the quality or amount of care the plans provide. The four categories are:

BRONZE

SILVER

GOLD

PLATINUM

BALANCING MONTHLY PAYMENTS WITH OUT-OF-POCKET COSTS

As with all health plans, you will have a monthly payment (or premium). However, it is also important to understand how much of the out-of-pocket costs you will be responsible for when you receive care.

  • A Bronze plan will likely have a lower premium, but you will pay a higher share of out-of-pocket costs when you receive care.
  • Premiums are usually higher for plans that pay more of your out-of-pocket medical costs. For example, if you have a Gold plan, you will likely pay a higher premium, but may have lower costs when you go to the doctor or use other medical services.
  • Platinum plans will likely have the highest monthly premiums and lowest out-of-pocket costs. The plan will pay more of the costs if you require frequent medical care.
  • In general, when choosing your health plan, keep this in mind: the lower the premium, the higher the out-of-pocket costs when you need care; the higher the premium, the lower the out-of-pocket costs when you need care.

THINK ABOUT THE HEALTH CARE NEEDS OF YOUR HOUSEHOLD WHEN CONSIDERING WHICH HEALTH INSURANCE PLAN TO PURCHASE.

Do you expect a lot of doctor visits or fill prescriptions on a regular basis?

  • If you answered yes to either of these questions, you may want to choose a Gold or Platinum plan.
  • If not, you may prefer a Bronze or Silver plan. But keep in mind that if you have a health emergency, Bronze and Silver plans will require you to pay more of the costs.

The Marketplace also offers “catastrophic” plans to people under 30 years old and to some people with very low incomes.

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