We are Enroll Alabama

Let us help you

We are Enroll Alabama

Let us help you

2017 Open Enrollment is Here!

Did you know that you may be eligible for financial assistance on the Health Insurance Marketplace? 2017 Open Enrollment is November 1, 2016 - January 31, 2017 and Enroll Alabama is here to help.  We offer FREE local in-person assistance with a certified Navigator to help you complete your application with the Health Insurance Marketplace.

For questions and free in-person assistance, call us toll free at 844-248-7698 today.

Find a Location Near You!
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How to Enroll

Four Ways to Get Marketplace Coverage

  • Those who enroll by December 15th will have coverage as soon as January 1!
  • Enroll between December 16th - January 15th for Februrary 1st coverage
  • Enroll between January 16th - 31st for March 1st coverage*
  • Open enrollment ends January 31, 2017

*some exceptions may allow for earlier effective dates

Schedule Online

You can now schedule your appointment with an Enroll Alabama Navigator online.

Which Plan is Right for Me?

There are four categories of plans through the Federal Health Insurance Marketplace. These categories will help you choose a plan that’s right for you. The categories are based on the costs that the plan covers and the costs for which you will be responsible. In other words, the category you choose affects how much your premium costs each month and what portion of the bill you will pay for things like hospital visits or prescription medications. The plans in each category all offer the same set of essential health benefits. The categories do not reflect the quality or amount of care the plans provide. The four categories are:

BRONZE

SILVER

GOLD

PLATINUM

BALANCING MONTHLY PAYMENTS WITH OUT-OF-POCKET COSTS

As with all health plans, you will have a monthly payment (or premium). However, it is also important to understand how much of the out-of-pocket costs you will be responsible for when you receive care.

  • A Bronze plan will likely have a lower premium, but you will pay a higher share of out-of-pocket costs when you receive care.
  • Premiums are usually higher for plans that pay more of your out-of-pocket medical costs. For example, if you have a Gold plan, you will likely pay a higher premium, but may have lower costs when you go to the doctor or use other medical services.
  • Platinum plans will likely have the highest monthly premiums and lowest out-of-pocket costs. The plan will pay more of the costs if you require frequent medical care.
  • In general, when choosing your health plan, keep this in mind: the lower the premium, the higher the out-of-pocket costs when you need care; the higher the premium, the lower the out-of-pocket costs when you need care.

THINK ABOUT THE HEALTH CARE NEEDS OF YOUR HOUSEHOLD WHEN CONSIDERING WHICH HEALTH INSURANCE PLAN TO PURCHASE.

Do you expect a lot of doctor visits or fill prescriptions on a regular basis?

  • If you answered yes to either of these questions, you may want to choose a Gold or Platinum plan.
  • If not, you may prefer a Bronze or Silver plan. But keep in mind that if you have a health emergency, Bronze and Silver plans will require you to pay more of the costs.

The Marketplace also offers “catastrophic” plans to people under 30 years old and to some people with very low incomes.

How Can I Get Involved?

Thank you for your interest in volunteering with Enroll Alabama! It has been said that a committed and energetic volunteer base is key to a successful organization. Enroll Alabama’s volunteer program provides individuals and groups the opportunity to become involved in helping over 600,000 Alabamians get access to affordable healthcare. Here are some ways you can help:

  • Become a Navigator

    A key to the success in getting people enrolled in the Exchange is help from Navigators. A Navigator, by definition, serves as a guide to help get you where you need to go. The Affordable Care Act (ACA) created the critical Navigator function to assist those enrolling in health insurance through their state Exchange. The Navigators will help to inform people about health insurance plan options and assist them in enrolling in a plan of their choosing.

  • Become an Event Coordinator

    Enroll Alabama participates in many events throughout the state to help educate, engage, and mobilize people to enroll in the Alabama Exchange. An Event Coordinator will work with the key Navigator in their area to recruit, assist in training, and manage volunteers for outreach events in which Enroll Alabama is participating. This includes coordinating booths at outreach events (health fairs, festivals, community forums, town meetings, etc.).

  • Become an Event Volunteer

    Enroll Alabama participates in many events and outreach programs throughout the state in order to help educate, engage, and mobilize people to enroll in the Alabama Exchange. Event Volunteers are needed to assist on the event day for set-up, assistance, distribution of materials, and clean up. Event Volunteers may also choose to be involved in event planning. The volunteers work under the direction of various members of the Enroll Alabama staff or other volunteers, who will provide task-specific training. Event Volunteers will typically be asked to commit to at least 3 hours of service. Participation on an event planning committee typically requires larger time commitments.

  • Become a Member of the Enroll Alabama’s Speakers Bureau

    Enroll Alabama’s Speakers Bureau is a program that allows a roster of experts to speak to consumers. Speakers may be asked attend neighborhood meetings, church services, health care forums, town meetings etc. to present information on the Affordable Care Act and how Alabamians can access health insurance plans. A member of the Speakers Bureau must be articulate and knowledgeable about the ACA. Enroll Alabama will help train and provide presentation materials to assist Speakers in becoming effective in their role. Speakers will typically be asked to commit to at least 2 hours for each speaking engagement.

If you are interested in learning more about these opportunities please contact Chelsea Kendrick, Enroll Alabama Volunteer Coordinator, at (205) 918-8192 or email us at enrollvolunteer@aidsalabama.org.


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