We are Enroll Alabama

Let us help you

We are Enroll Alabama

Let us help you

A new Special Enrollment Period has been announced!

The Centers for Medicare and Medicaid Services has announced a new Special Enrollment Period in accordance with an Executive Order issued by the Biden administration on 1/28 in response to the ongoing COVID-19 pandemic. Starting February 15 and going through May 15, the Marketplace will be available to all eligible consumers who are submitting a new application or updating an existing one. Consumers will be able to apply online through Healthcare.gov or by phone with the Marketplace. Enroll Alabama Navigators will be available for anyone who needs assistance completing an application, picking a healthcare plan or any other questions you may have about signing up for Marketplace insurance. Give us a call today to schedule an appointment or pick a time available through our scheduling site below.

For more information and free assistance, call us toll free at 844-248-7698 or e-mail enrollalabama@gmail.com today.

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How to Enroll

Four Ways to Get Marketplace Coverage

  • The Open Enrollment Period is from November 1st-December 15th. 
  • Those who enroll by December 15th will have coverage as soon as January 1!

 

Schedule Online

You can now schedule your appointment with an Enroll Alabama Navigator online.

Which Plan is Right for Me?

There are four categories of plans through the Federal Health Insurance Marketplace. These categories will help you choose a plan that’s right for you. The categories are based on the costs that the plan covers and the costs for which you will be responsible. In other words, the category you choose affects how much your premium costs each month and what portion of the bill you will pay for things like hospital visits or prescription medications. The plans in each category all offer the same set of essential health benefits. The categories do not reflect the quality or amount of care the plans provide. The four categories are:

BRONZE

SILVER

GOLD

PLATINUM

BALANCING MONTHLY PAYMENTS WITH OUT-OF-POCKET COSTS

As with all health plans, you will have a monthly payment (or premium). However, it is also important to understand how much of the out-of-pocket costs you will be responsible for when you receive care.

  • A Bronze plan will likely have a lower premium, but you will pay a higher share of out-of-pocket costs when you receive care.
  • Premiums are usually higher for plans that pay more of your out-of-pocket medical costs. For example, if you have a Gold plan, you will likely pay a higher premium, but may have lower costs when you go to the doctor or use other medical services.
  • Platinum plans will likely have the highest monthly premiums and lowest out-of-pocket costs. The plan will pay more of the costs if you require frequent medical care.
  • In general, when choosing your health plan, keep this in mind: the lower the premium, the higher the out-of-pocket costs when you need care; the higher the premium, the lower the out-of-pocket costs when you need care.

THINK ABOUT THE HEALTH CARE NEEDS OF YOUR HOUSEHOLD WHEN CONSIDERING WHICH HEALTH INSURANCE PLAN TO PURCHASE.

Do you expect a lot of doctor visits or fill prescriptions on a regular basis?

  • If you answered yes to either of these questions, you may want to choose a Gold or Platinum plan.
  • If not, you may prefer a Bronze or Silver plan. But keep in mind that if you have a health emergency, Bronze and Silver plans will require you to pay more of the costs.

The Marketplace also offers “catastrophic” plans to people under 30 years old and to some people with very low incomes.

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